Insights

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Borrowing to invest

Borrowing to invest, also known as gearing or leverage, is a risky business. While you get bigger returns when markets go up, it leads to

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Transition to retirement

Transition to retirement rules Under the transition to retirement rules, when you reach your preservation age, you may be able to reduce your working hours without

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Diversification

Diversification is an investment strategy that lowers your portfolio’s risk and helps you get more stable returns. You diversify by investing your money across different

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